For anyone who's been handed a benefit illustration — hover for details

See where your investment actually sits.

One continuum, from capital-guaranteed savings to fully market-linked plans — compared against other asset classes like CPF, T-bills, government bonds, and the STI, not just other insurance products. Find your product on it, or upload the fact sheet your FA sent you.

Free · No account needed · Independent of any insurer
The continuum

Where does your investment actually sit?

Compared against other asset classes — CPF, T-bills, government bonds, the STI — not just other insurance products.

Your tolerance · Medium risk
Guaranteed savings
Guaranteed + bonus
Profit-share fund
Market-linked
← lower return · illustrated return, p.a. · higher return →
Return cutoff · ≈4.7%
% p.a.
Drag the return marker or the risk marker to set where your comfort ends — products past either dim.
Product — real, linked plan; tap for its actual page Benchmark — real published rate Cluster — click to expand Two axes: left → right is return; bottom → up is risk, from low risk right above the track up to high risk. Each axis has its own draggable slider.
Two ways in

Start with what you already have.

Already holding a policy or illustration? Upload it. Just shopping around? Browse the continuum by product type.

Browse products

Filter by provider or by how far along the continuum a product sits — from capital-guaranteed to fully market-linked.

See all products →

Upload & compare

Drop the Product Highlights Sheet or Benefit Illustration your FA sent you — we'll place it on the continuum next to what you're considering.

Drop a fact sheet PDF, or

Product Highlights Sheet · Product Summary · Benefit Illustration
Find a product

Products people compare most

Independently placed on the continuum from public fact sheets — not ranked, not recommended.

Etiqa Insurance
Tiq CashSaver
Guaranteed
Guaranteed~1.5%
Projected~3.9%
SDIC covered
Etiqa Insurance
Enrich Saver
Guar. + bonus
Guaranteed<1%
Projected~3–4%
10-yr term
Etiqa Insurance
Invest Starter
Market-linked
GuaranteedNone
Illustrated~5–7%
ILP
Great Eastern
Wealth Accumulator ILP
Market-linked
GuaranteedNone
Illustrated~6–8%
ILP
Singlife (f. Aviva)
Savvy Invest
Market-linked
GuaranteedNone
Illustrated~6–8%
ILP
SGS & T-bills
Government securities
Guaranteed
3-mo~1.47%
10-yr~2.24%
18 instruments
How it works

Three steps, no sales call.

01

Find or upload

Search our list, or drop in the fact sheet you already have. Either way takes under a minute.

02

See where it sits

We place it on the same continuum, from capital-guaranteed through to fully market-linked — plainly labelled.

03

Compare confidently

Line it up against government rates, bank deposits, or another product you're weighing — before you sign anything.

Good to know

This tool places products, it doesn't recommend them. Positions are drawn from public fact sheets and illustrative return ranges, not verified against every insurer's current filing — treat figures as a starting point for your own reading, not advice. Continuum isn't a financial adviser and doesn't hold a licence to recommend one product over another; for that, speak to a licensed FA or use MAS's FA register to check one is licensed.

Free · No obligation

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Continuum doesn't sell products or give financial advice -- we just help you see where something sits before you talk to someone who can. Leave your details and we'll pass your enquiry to a licensed financial adviser in Singapore who isn't tied to any single insurer.

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